Trauma Insurance

At Suncorp we recognise that women have unique needs, and so we have developed a new benefit which offers peace of mind by providing protection for health conditions of particular concern to women including;

• Female Specific Disorders* Covers conditions including Carcinoma In Situ, Severe Endometriosis and Osteoporotic Fractures
• Complications of Pregnancy* Covers 7 conditions including Eclampsia and Ectopic Pregnancy.
• Childhood Anomalies* Covers 18 conditions including Down's Syndrome, Spina Bifida and Congenital Blindness and Deafness.

This benefit provides a lump sum payment in the event of the Insured Person suffering and being diagnosed with any one of a range of critical conditions specific to females as specified in the PDS.

Naturally, everyone hopes "it will never happen to me". But consider these facts:

• One in 4 Women in Australia will be directly affected by cancer and one in 11 will develop breast cancer in their lifetime.
  (Source: Australian Institute of Health & Welfare, 2001)
• Around 1 in 20 children in Australia is born with a congenital abnormality or degenerative disease such as spina bifida, cystic fibrosis, downs syndrome or cancer. (Source: Children's Medical Research Institute, 2003)
• Endrometriosis affects approximately 10% of women in Australia. (Source: The Royal Women's Hospital: Pregnancy Research Centre, 2004)

Children's Benefit Plus

Although it's something most parents don't want to consider, the simple fact is that our children may possibly become seriously ill or injured. When this happens there is the potential that it will cause emotional and financial difficulty.

Children's Benefit Plus provides the option for you to apply for Comprehensive Trauma Insurance on the lives of one or more of the children of an Insured Person under the policy. The Sum Insured of up to $100,000 will be paid if the Insured Child dies, suffers and is diagnosed with a terminal illness or suffers one of 20 listed critical conditions such as severe burns, major organ transplant or deafness.