The farm Insurance policy that you design
Suncorp Country Choice Rural insurance is designed to cover the farmer's insurance needs. Your farm is both home and business, so our policy is designed to protect your workplace and lifestyle, and can be customised to suit your specific needs.
This policy can cover your farm business, home and other personal assets and liabilities.
You may choose covers from the list below. Please note that you must choose a minimum of two covers for this policy.
| Feature |
Description |
| Farm Property |
Covers you for loss or damage to farm buildings, farm infrastructure (including water tanks, windmills and feeders), fencing, mobile machinery and livestock as a result of certain specified events, including Fire, Lightning and Storm. |
| Farm Liability |
Covers your legal liability for personal injury or property damage caused by an occurrence in connection with your farm business. |
| Equipment Breakdown |
Covers the cost of repairing or replacing insured equipment if it suddenly and accidentally breaks down. Upon request we also cover the replacement of perishable property that spoils as a result of such a break down of insured equipment. |
| Electronic Equipment |
Covers loss or damage to items of insured property from any cause (other than those which are specifically excluded). We also pay for the cost of dismantling and reassembling the item and shipping replacement parts within Australia (up to 10% of that items sum insured). |
| Farm Transit |
Covers you for insured property you own or are legally liable for, which is on or in a conveying vehicle controlled by you or your employee. |
| Farm Motor Vehicle |
Covers your farm vehicles for either Third Party Property Damage or Comprehensive cover. |
| Home Insurance* |
Covers your home and contents in this section. |
| Personal Motor Vehicle* |
Covers your motor vehicle in this section. There are 3 types of cover available, Comprehensive Cover, Fire, Theft and Third Party Property Damage/Extra Cover (QLD only) and Third Party Property Damage Cover. If you live in Queensland or Northern NSW you can also insure your caravan and trailer. |
| Boat* |
Covers your boat in this section. There are two types of cover available: "Comprehensive Cover" and "Essential Cover". Depending on your type of cover, you can get additional features and optional covers. |
*Note: Please read the Personal Covers Product Disclosure Statement before you make any decision regarding this product. You may contact us for a copy, or download a copy from the link in the Product Disclosure Statement and Policy Document section below.
Fees
| Item |
Description |
| Cancellation Fee |
$30 per risk to a maximum of $60 per policy, during any one policy period. |
Product Disclosure Statement and Policy Document
Country Choice Rural Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966.
Please read:
for detailed information on this policy.
General Insurance Code of Practice
We support and adhere to the General Insurance Code of Practice. By incorporating these standards into our business, we fulfil our commitment to provide the highest level of service to our customers, every time. Access a copy of the Code at the General Insurance Code of Practice web site, or alternatively, contact the Insurance Council of Australia by visiting www.ica.com.au or phoning (02) 9253 5100.
